On average the period of time spent in retirement can represent
a third of a lifetime and in our experience the people who have the
longest and happiest retirements are those who have effectively
Retirement planning can be complicated and specialist
independent advice ensures you will get the most out of your fund.
However it's also crucial to look beyond standard pension plans and
evaluate your assets as a whole. It's essential you make the right
choices for you and your lifestyle and at Blackett Walker we are
committed to understanding what your money means to you now and
what it needs to signify in the future.
A pension represents something different to each individual and
it's vital that you understand the extensive range of options
available to you to secure your pension income. From
guaranteed annuities, investment based annuities to income
drawdown, the choices and options are almost endless but we can
help you navigate the options available and empower you to make the
best possible choice for your circumstances.
Even if you currently have a plan in place are you confident you
have secured the best advice and as a result the best provision?
For example if you prefer guaranteed income then it's unlikely your
existing pension provider is paying the best annuity rate. As we
are completely independent we can help you to use the Open Market
Option to identify the highest rate of pension income.
Alternatively, if you suffer from health problems or are a smoker
then an Enhanced Lifetime Annuity may be available to you as our
experience shows one in three retirees have a medical condition
that can potentially lead to an increase in their retirement
income. If a guaranteed income is not a driver for you then other
solutions such as investment based annuities or income drawdown may
provide a higher return.
The important issue here is choice and choices are dependent
upon knowledge: knowledge of the market and its products but more
importantly a real knowledge of the client and your needs and
Talk to us for a free initial consultaion on 0191 653